YouControl People
Individual verification tool
YouControl API — YouScore
Automation of compliance business processes and data entry for counterparts
TyHto
Application for instant and secure verification of an individual without data retention and transmission
YC Markets
Search for new partners, clients, and analysis of various business sectors in Ukraine and the United Kingdom
YC World
Search and verification of connections with public figures and individuals from sanction lists
YC Academy
Free online courses on business intelligence and compliance
Bank Ranking of Ukraine
Reliability scoring index
Profitable safe cooperation can be predicted in the long run. The tool Financial scoring, which was developed by YouControl analysts and raised business intelligence in Ukraine to a new level, is designed for this purpose. We updated Financial scoring and offer you even more accurate assessment of the financial condition of enterprises.
Financial scoring is an index of financial stability of companies. Taking it into account, you can predict the probability of bankruptcy of your counterparty and make a decision on cooperation with them.
Due to the expertise in economic theory, financial analysis and machine learning technology R&D, the YouControl team improved a scoring model. Now the tool generates an index of financial stability with increased accuracy.
With this tool financiers can estimate with high precision the probability of bankruptcy of any Ukrainian company, benchmarking experts – study competitors, audit companies – conduct researches and owners of small and medium-sized business – assess the prospects and risks of cooperation with legal entities.
Financial scoring consolidates and analyses data on the economic activity of a company over 5 years. Historical data and dynamics of financial indicators are taken into account – 20 financial indicators altogether, that indicate the state of liquidity, solvency, profitability and business activity of a company.
Technologies of machine learning, neural networks, financial analysis are used for data comparison. As a result, the value of an index is formed in the range from 1 (minimum financial stability) to 4 (maximum financial stability).
The effectiveness of the tool is confirmed by the history of bankruptcies of Ukrainian companies. According to the history of defaults of Ukrainian companies in 2015-2020, annually among the bankrupt companies in the group with scoring "C" and "D" previously there were about 85% of firms, while in groups "A" and "B" – only 15% of companies.
The financial scoring index is shown in the YouControl system in the profile of a company immediately under the Express analysis. Financial scoring has a letter expression (Latin): from "A" to "D".
.png)
A – high level of financial stability;
B – good level of financial stability;
C – satisfactory level of financial stability;
D – unsatisfactory level of financial stability.
Simply put, companies with the index "A" are more reliable than others. Companies with the index "D" went bankrupt 10-14 times more often than companies with the index "A".
The figure after the letter is a more accurate score that will be needed to study the dynamics. For example, a company had the index 3.1 (A) which rose to 3.7 (also A).
You will find the more detailed analysis in the tab "Finance" on the left navigation menu, in the menu line "Financial scoring". There will be the analysis of the liquidity of a company, its business activity, profitability and solvency.
Читайте також:
News 9 April 2021
Data on Fines from the Antimonopoly Committee of Ukraine Are Now in the Express Analysis
The Express Analysis from YouControl now shows fines from the Antimonopoly Committee of Ukraine (AMCU) for violating the rules of economic competition. Previously such information had to be sought in the official public announcements of the AMCU, now it can be checked in YouControl in 30 seconds. The tool will be useful to automate the process of checking a counterparty during tenders.
Blog 25 March 2021
Risks of Cooperation with Counterparties from Countries with a High Level of Corruption
The location of participants or beneficiaries of a company in the so-called risky jurisdictions attracts special attention of the National Bank of Ukraine (NBU) within financial monitoring. We devoted a separate article to this factor. You will find the whole series of articles on risk factors and the provisions of the Law on Financial Monitoring at the end of this article. The Corruption Perceptions Index is a global ranking of countries concerning their corrupt practices.
Blog 19 March 2021
Risks of Cooperation with Tax Evaders
Debts to the Tax Service are one of the risk factors according to the National Bank of Ukraine (NBU). The Express Analysis from YouControl draws your attention to this factor while checking a counterparty and works out if a company has a tax debt for the last available period. We are explaining what this means and why you need to be especially careful while working with such a counterparty. A tax debt is the amount of monetary obligation not paid by a taxpayer in a timely manner.
Loyalty program
Referral program
-> ‘Add to Home Screen’
